You are here :  Home  /  Interest Rates

Interest Rates

Interest Rates - Intech Credit Union

Click on a product to view interest rates.



As at
Loan Type
Interest Rate (i)
Comparison Rate (ii)
14 December 2011
Classic Home Loan
7.06% pa
7.13% pa

All in One Mortgage Master
7.32% pa
n/a

Fixed Rate Home Loan
On Request


Interest Only Mortgage
7.06% pa
7.13% pa

Standard Variable Rate
7.06% pa
7.13% pa

Titanium Advantage
6.76% pa
6.83% pa

As at
Loan Type
Interest Rate (i)
Comparison Rate (ii)
09 November 2010
New Car
10.24% pa
10.45% pa

Used Car
13.80%pa
14.02% pa

As at
Loan Type
Interest Rate (i)
Comparison Rate (ii)
09 November 2010
Personal Loans
14.80% to 18.95%pa
14.97% to 19.12% pa

Cache Money (Personal Overdraft)
16.20% pa
n/a

As at
Card Name
Interest Rate
Interest Free Days
14 December 2011
Titanium 55
8.99% pa
12 Month Introductory^
55

Titanium Plus
7.32% pa
35

A Comparison Rate Schedule is available at any branch or by clicking here.

(i) Terms and Conditions, Fees and Charges apply and are available on request.
(ii) WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as early repayment fees or fee waivers, are not included in the comparison rate but may influence the cost of the loan.
* Comparison Rates are Based on $150,000 over 25 years. Secured Loans only.
** Comparison Rates are Based on $30,000 over 5 years. Secured Loans only.
*** Comparison Rates are Based on $30,000 over 5 years. Unsecured Loans only.
^Titanium 55 Credit Card Reverts to 12.30%pa after 12 months

Date Effective
Balance
Interest Rate
Interest Frequency
21 April 2009
Less than $9,999
0.05% pa
Interest Paid Six Monthly

$10,000 - $49,999
0.10% pa


Over $50,000
0.30% pa


Balance
Interest Rate
Interest Frequency
$0 - $1,999.99
0.50% pa
Interest paid quarterly
$2,000 - $41,999.99
3.00% pa

$42,000 & over
4.50% pa

As at 30 April 2010

Date Effective
Balance
Interest Rate
Interest Frequency
21 April 2009
Less than $5,000
0.20% pa
Interest paid quarterly

$5,000 - $19,999
0.75% pa
Rate applies to total balance

$20,000 - $49,999
1.00% pa


$50,000 - $99,999
1.20% pa


Over $100,000
1.50% pa


Term
Over $100,000
$50,000 to $99,999
$20,000 to $49,999
$5,000 to $19,999
36 months*
4.90% pa
4.80% pa
4.75% pa
4.75% pa
24 months*
5.00% pa
4.95% pa
4.65% pa
4.65% pa
12 months#
4.90% pa
4.85% pa
4.70% pa
4.65% pa
6 months#
4.35% pa
3.85% pa
3.35% pa
3.35% pa
3 months#
3.35% pa
3.35% pa
3.35% pa
2.85% pa
Interest Paid: # on maturity or * 6 monthly and on maturity.
Current deposits $1,000 to $4,999 renewed at 0.50% pa. Rate effective 14 December 2011.

Term
Over $100,000
$50,000 to $99,999
$20,000 to $49,999
$5,000 to $19,999
36 months
4.70% pa
4.60% pa
4.55% pa
4.55% pa
24 months
4.80% pa
4.75% pa
4.45% pa
4.45% pa
12 months
4.70% pa
4.65% pa
4.50% pa
4.45% pa
6 months
4.15% pa
3.65% pa
3.15% pa
3.15% pa
3 months
3.15% pa
3.15% pa
3.15% pa
2.65% pa
Current deposits $1,000 to $4,999 renewed at 0.50%. Rate effective 14 December 2011.

Date Effective
Interest Rate
05 February 2009
1.50% pa

Date Effective
Balance
Interest Rate
Effective 11 January 2012
$0 - $9,999
3.50% pa
Interest is calculated daily on the full balance and paid monthly on the last day of the month.
$10,000 & Over
4.00% pa

Date Effective
Standard Variable
XLR8 Bonus*
Effective 11 January 2012
2.75% pa
2.90% pa
Interest is calculated daily on the full balance and paid monthly on the last day of the month.

*The XLR8 Bonus rate applies when at least $200 worth of deposits have been made during the month and no withdrawals have been made during the month. Maximum account balance is $50,000.

In this section

“ focusing on the most important part of our business, You ”

a different kind of banking