ITCRA Banking Benefits Package

ITCRA Banking Benefits Package - Intech Credit Union

Listed below are the exclusive banking offers available to ITCRA members, their employees, contractors and families.

Refinance Home Loans - $0 Switch!

  • $0 valuation fee (save between $220 - $660)
  • $0 application fee (save $400)
  • $0 legal costs* (save approx. $350)

Visa Credit Card

  • 8.99% pa for the first 12 months, then 12.30% pa thereafter
  • Up to 55 days interest free
  • The first annual card fee is waived - save $46

Car & Personal Loans

  • 1% pa below our standard variable Personal Loans.
  • Plus – application fee is waived! - save $150

Savings & Investments

  • New members enjoy 1% pa bonus for 12 months on the iSaver Online Savings account
  • 0.8% pa bonus for first term of 3 Month Term Deposit (Must be new funds and cannot be used in conjunction with any other offer)
  • 0.4% pa bonus for first term of 6 Month Term Deposit (Must be new funds and cannot be used in conjunction with any other offer)


  • When you switch your loan to Intech Credit Union, you’ll enjoy a 10% discount in year one on all Allianz Home and Car insurance policies you take out through us.

Junior Accounts

  • Three Junior accounts to choose from - Pixels (0-5yrs), Widgets (6-11yrs) and Terabytes (12-17yrs)
  • Bonus $50 when an Automatic Savings Plan of at least $20 per month is set. Awarded at the end of the first year.

Fee Waivers

  • $0 monthly account keeping
  • $0 ongoing loan maintenance
  • $0 first annual Visa Credit card
  • $0 monthly Visa Debit card fee – for the life of the card!

Intech Credit Union Ltd. AFSL & Australian Credit Licence 236779. Terms & conditions, fees & charges & lending criteria apply. You should always read and consider Accounts and Access Facility Conditions of Use and Summary of Accounts before choosing the best product for you.

Exclusive offers are valid as of 15 April 2013 and are subject to change.

$0 Switch Offer: Members will not be charged an application, valuation, maintenance & account keeping fee. Legal fees incurred by Intech Credit Union are also waived. Fees & charges from other institutions may still apply, e.g. Government Registration and Discharge Fees.

In arranging this insurance Intech Credit Union acts as an agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS License No 234708. We do not provide advice based on any consideration of your objectives, financial situation or needs. Before making a decision about our insurance, refer to the relevant Product Disclosure Statement available from Intech Credit Union.

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