Fixed Rate Loan

Fixed Rate Loan - Intech Credit Union

Know where you stand
Avoid the uncertainty of variable interest rates with our Classic Fixed Rate Home Loan. Sit out the current cycle of rate increases, secure in the knowledge that your loan repayments stay fixed.

An Interest only option is also available, or you can split your loan between variable and fixed rates.

Key Features
  • Option to fix your annual percentage rate for 1, 2 or 3 years
  • Split your loan between fixed and variable rate
  • Make extra repayments of up to $10,000 without penalty*
  • Redraw available at the end of fixed-term period
  • No ongoing fees
  • Flexible repayment options
  • Break fees may apply if loan is paid out in the fixed-term period
  • Optional Loan repayment insurance to help make your loan repayments when you cannot**

* Additional repayments can be made of up to $10,000-00 in any 12mth period. Payments over this limit may attract break costs. Break cost also apply if loan is paid out in fixed term period.


Click here to request a Home Loan Key Facts Sheet

** Loan repayment insurance issued by Allianz Australia Insurance Limited ABN 15 000 122 850.