Fixed Rate Home Loan

Fixed Rate Home Loan - Intech Credit Union

Know where you stand

If you prefer to safeguard your home loan against interest rate rises, our Fixed Rate Home Loan is for you.

Our Fixed Rate Home Loan gives you the certainty needed to stick to a budget and protects you against rate rises that might affect your ability to make repayments during the fixed rate period.

Click here to view our Fixed Rate Home Loan rates.

Key Features
  • Option to fix your annual percentage rate for 1, 2, 3 or 5 years
  • Make extra repayments of up to $10,000 per year without penalty**
  • Break fees may apply if loan is paid out in the fixed-term period
  • No monthly account keeping fees
  • Option of weekly, fortnightly or monthly repayments.
  • Borrow up to 95% of the property value
  • Optional Loan repayment insurance to help make your loan repayments when you cannot***

Click here to request a Home Loan Key Facts Sheet

Terms & conditions, fees & charges & lending criteria apply.

* Comparison rate assumes a secured loan of $150,000 over 25 years.

Warning: The comparison rate is true only for the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayments fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

** Additional repayments can be made of up to $10,000-00 in any 12mth period. Payments over this limit may attract break costs. Break cost also apply if loan is paid out in fixed term period.

*** Loan repayment insurance issued by Allianz Australia Insurance Limited ABN 15 000 122 850.